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 01/01/2009

As a first time home buyer, I was very intimidated by the entire process, and particularly nervous about the mortgage process.  However, Gavin was able to put my nerves at ease almost immediately.

I had shopped around for rates and competitive offers for quite some time, and finally turned to Gavin at my real estate agent’s recommendation.  Of all the shopping I did, Gavin was able to meet or beat any of the offers my competitors provided for both closing costs and rates.  He was kind enough to meet me on my lunch hour near my office to explain everything I would need to know and have, and was always prompt and courteous in answering any questions I had after our initial meeting.  In addition, Gavin always kept me advised of any interest rates changes, which ensured me that Gavin had my best interests at heart.  In addition, my closing costs came in even lower than originally quoted, which was a pleasant surprise and a perfect ending to a process that went much smoother than initially planned, thanks largely in part to Gavin and his willingness to always help.

In the future, I would not hesitate to work with Gavin again, and would recommend him to anyone else going through the home buying process.  It was truly a pleasure to work with someone who was looking out for me during a transaction that can be so intimidating.  Thanks, Gavin!

 

Sincerely,

Colter Starks
Gavin Ekstrom 

I talked to at least 4 other mortgage lenders/brokers before settling on Gavin. I appreciated that he was very straightforward and helpful throughout the first-time homebuyer process, and didn't take advantage of my lack of knowledge. All the other companies would advertise a lower loan rate, but, in examining the closing costs, I would find that I was actually paying for points to buy down the loan (disguised cleverly midst loan origination and closing fees)! With Gavin, this wasn't the case.

Further, the loan origination costs were more than competitive, and Gavin was there for me for all my hundreds of phone calls and questions. He was also helpful with relevant advise not pertaining to just mortgage and lending. Not only that, but I benefited a lot through the simple fact that Gavin is both broker AND lender (this can eliminate the cost to close, various notary fees, etc. - all things that really add up).

I have already advertised Gavin to my friends and family looking for a home. All in all, he helped the process go as easily, cheaply, and efficiency as I could hope for.

Ethan E.

Gavin Ekstrom was recommended to me by my real estate agent, though I was already working with an agent that a friend had recommended.  Gavin was able to come through with a very competitive rate from the very beginning, and I quickly switched to working with Gavin for pre-approval.  Gavin was very kind to come out to the house on a Sunday, drive up to Boulder to meet me on my lunch break, or whatever I needed.  He also spent a good deal of time on the phone with my parents and reminded us every step of the way so we did not forget anything, or miss any deadlines.  Gavin was even able to move up our closing date on very short notice so my parents could be here for the closing.  We really appreciate all of Gavin's help with every step of this process.
-Milton Bixler

Thank you for all of your help, Gavin Ekstrom

Gavin Ekstrom 

Thank you!! I was telling my processor that it is so nice to actually talk to a loan officer who will give you honest and accurate information and actually answer his phone when we are calling. People like you are few and far between these days!! Thank you!

Jennifer Zimmerman

Chicago Title of Colorado, Inc.

12050 Pecos Street, Suite 220

Westminster, CO 80234

303-252-0549 - phone

303-252-0637- fax 

 

October 22, 2008
 
 
To Whom it May Concern;
 
We are first time home buyers. We attempted this scary process, knowing that our economy was not proving stable, according to the TV News and Newspapers. We felt that it was the right time for us financially and emotionally.
 
Our first move was going online to see what program was available for our needs. My husband filled out an online application and we got a response that following day. That was the beginning of our journey in searching out our "ideal" home. We immediately had an appointment with Keller Williams, met our Real Estate Representative and finally met with Gavin Ekstrom, our professional Mortgage Broker. My first impression was that this kid was just out of High School. Gavin Ekstrom was likeable from the start with his warm friendly smile and sincerity. He proved he knew the mortgage business by answering our questions and putting us at ease. I am still in awe that this whole process went so smooth. Gavin Ekstrom was able to let us know at this first meeting what price range we were eligible for, the best type of loan for us, our credit score and just made us feel comfortable and important. Appointments were made right away to view several homes, of which, we found the right one for us. He made sure there were no surprises along the way. Communication was key with him whether it was an email or phone call, at any time. We made an offer, which was accepted the following day. An appointment was made for inspection, which went smooth, and we were well on our way to closing. All of these events transpired within one week.
 
This has been a wonderful experience for both of us. I would recommend this team to anyone in search of that "one special" home. This is our dream come true. We will look to Gavin Ekstrom when we are eligible to refinance and for that next home.
 
Sincerely,
 
Linda Montour
New Home Owner
  

Gavin Ekstrom,                                                                                                   10/01/2008

First of all thank you for helping Cara and I realize a dream and get into a house.  Although there were ups and downs during the process we found out first hand why Cheri trusts and recommends you. 

As you know our house purchase experience was a trying one at times, but through everything we always looked to and trusted your opinion.  When we first called you trying to get conventional financing after working with another lender, you showed us how hard you were willing to work for us by finding us a conventional program with good terms and low money down.  Even though I am sure you were busy at that time it felt like you dropped everything to find us a program that would work and help to get us into that house.  Even though that purchase didn’t work out that experience proved to us that you were the right choice.  

Then when the Hawaii property appraised for under the sale price you were honest and open about your feelings on moving forward with that property, which was very refreshing in that situation.  You knew how emotional we were into that house and instead of telling us what we wanted to hear you urged us to move on. 

When we finally got into a house and closing day came around you again showed us your generosity and your willingness to help us.  We were on a time crunch and you told Cara and I to leave the closing early to get to our prior arrangement and you stayed and picked up the copies of the closing docs and dropped them off where we were at. 

In the future if there is ever anything that we can do in return for you please let us know.  It has truly been a pleasure to work with you and you can expect us to refer anyone we know purchasing a house as well as return when we need to refinance or move into a new place.

Thank you again for everything you did and for always going the extra mile to help us!

Nate and Cara Cook

Gavin Ekstrom,
I know that I don't need to tell you this, but thank you so much for working with us throughout our home buying process.  As you know, we were not easy clients to deal with.  With all of the potential homes we looked at you gave us timely, beneficial information that helped us immensely in deciding on which home to purchase.  I will forever be grateful for your easy to understand explanations and your courteous attitude.  I must have asked you about 150 different scenarios relating to 15 to 20 houses and with each scenario I could tell that you actually enjoyed figuring out the best case.  I greatly appreciate that.  I feel like there is no possible way to get a cheaper payment or a lower rate then what you have locked up for me.  Thank you again and I hope that you enjoy a prosperous career here in Denver!
Nathan Thompson

Gavin Ekstrom, we are going into our 5th year together and I want you to know that you are an example of a lender of diverse skills.  Such an awesome ability to communicate with not only our clients, but our team’s personalities!   You have always been there in your wisdom, skill and great ability in the world of lending.  You are clearly our teams’  #1 preferred lender!

Gavin Ekstrom, was instrumental in assisting my wife and I in not only getting a mortgage at a reasonable interest rate, but Gavin (and his wife!) also assisted us in the contract negotiations.
Gavin made sure we understood all aspects of the real estate transaction, including the the amount to be borrowed, the interest rate, closing costs, etc. My wife and I came away from the transaction confident that Gavin had our best interests foremost in his mind.  I would not hesitate to recommend Gavin's services to other friends and colleagues.
Hope that helps, Gavin.  Let me know if you need anything else.  We're almost done with moving, so the unpacking begins!  Once that is done, we'll have you and your wife over for dinner.
Take care,
Bill Coffee wgcoffee@yahoo.com
Gavin Ekstrom,
I couldn't thank you enough for all the hard work and guidance you've provided my business partner and I.  We were first time home buyers who knew very little about the process, but thanks to you we learned every aspect of financing and purchasing a home.  You were always available to speak to for any questions or concerns we had.  The entire process from finding the right loan to setting up the closing felt like a breeze with you as our lendor.  I recommend you as an excellent lender for anyone purchasing a home!  Thank you Gavin Ekstrom!!
Hi ,  I am a first time home buyer, and have been very nervous about buying.  
Gavin Ekstrom has been a Patient teacher for  me.  He was able
Set me up with a loan that is affordable.   Five months after closing I had  an issue come up and he was still available to assist me and 
put in the right direction.  He relieved me of a lot of worry and stress.   In addition he has extremely reliable follow up.
I find him to be knowledgeable and reliable person.  I am grateful I was able to have him help me with my home purchase.

Thank you Gavin Ekstrom for everything.

Sincerely,
Tamara Hildahl /thildahl@peakpeak.com

To Whom This May Concern,

 

I write this letter to express my loyalty and complete satisfaction towards Gavin Ekstrom.  I have been fortunate enough over the last 10 years to have purchased 3 homes, and have refinanced as rates would decrease.  Each time I was ready to proceed with the mortgage transaction, I would make one telephone call or even just a simple email to Gavin, and would be confident that everything would be handled and the deal would be closed in a timely manner.  I have referred him to various friends who have also had positive experiences.

 

What makes Gavin unique is that he is passionate about what he does.  Going through the financing process to purchase a home can be very stressful.  With his professionalism and “bedside” manner, he has the ability to put you at ease and get the job done.  The customer service I have been provided with over the years is a definite “10.”  I am a lifetime follower of Gavin’s mortgage lending services, and will continue to refer him to my friends with confidence.

 

Sincerely,

 

Michelle R Hortman

I’m a Real Estate Broker and “putting my clients first” and always being accessible to them is the core of my client philosophy. Gavin Ekstrom is my preferred lender of choice because he has that same approach when it comes to servicing those he works with. My clients put their trust in me, and that’s why it’s of utmost importance that I know the Mortgage Broker I refer them to, will provide outstanding service. I can always rely on Gavin’s integrity and in-depth knowledge of the mortgage industry to get the job done. I know my clients are in good hands with Gavin and that trust is paramount to my business. I highly recommend Gavin Ekstrom.

Sherri Bond
"Going Above and Beyond"
Broker Associate, Certified Negotiation Specialist
President's Elite Circle
Coldwell Banker Residential
720-422-2524 Direct - Cell

Gavin Ekstrom was a tremendous help to me securing 2 loans. His absolute mastery of the complexities of the mortgage and real estate world enables him to direct and assist me like no one I have previously dealt with. Gavin is extremely generous with his time and knowledge and I recommend Gavin to ANYONE. With the combination of his expertise and tenacity there isn’t a lot Gavin can't make happen

Matt Sullivan

As a Realtor of 10 years, I have worked with numerous Mortgage Professionals.  I found that working with Gavin Ekstrom was a great experience and I would be happy to work with him again.  I would also be assured that if I needed a knowledgeable, detail oriented person who would be able to get the job done right I could, with confidence, say that Gavin is quite capable.

Gavin was timely, dependable and showed great communication skills with both myself and the extremely cautious, downright scared, Buyer that we worked with on a transaction.  He was able to put the Buyer's fears at ease and also did a great job estimating all fees and costs accurately.

Gavin was a 10 in all areas and I would be happy to refer him Buyers or work with him again in the future.  My confidence in his abilities is 100%!

 

Please feel free to contact me if you would like any further details regarding the skills and capabilities of Gavin Ekstrom. 

 

Sincerely,

Bridgett Chacon Biggs

RE/MAX Alliance in Boulder

303-818-1123

 

To Whom It May Concern,

 

I have been working with Gavin Ekstrom for 4 years now and I must say that he is the most honest, educated and professional lender that I have come across.  In this market and every market that is most important for home buyers. 

He is very patient with first time homebuyers and walks them through the process, which is most important to me, since that is a majority of the business that I do.   He is also very savvy with our investor clients.

I look to him for advice and also support in my business and trust him the most to send my clients to speak with. 

I have numerous clients that will personally testify to his professionalism and integrity.   They rave about him and will refer all of their family and friends to him because he knows how to treat them with respect and get the job done!

I would personally refer Gavin Ekstrom to anyone in the industry time and time again. 

 Sincerely, Cheri Brandon

Broker Associate-Keller Williams

303-525-2425 

To Whom it May Concern:

Re:  Gavin Ekstrom

                As the Office Manager and Senior Underwriter for Irwin Mortgage Corporation, Salt Lake City, UT, I have had the opportunity to work with Gavin Ekstrom and his former company, from 1998 and until he closed his company in Utah and relocated to Denver.

                Park Capitol Mortgage, collectively, and Gavin Ekstrom, through his personal production, was consistently one of our top producing Brokers.   There was never an occasion in which Irwin Mortgage was required to request indemnification or repurchase of any loans from Gavin or Park Capitol Mortgage. 

                As an underwriter, I was in constant communication with Gavin, regarding the loans submitted to Irwin by Park Capitol.  I found the loans professionally processed and documented.  Of course, there were instances where loan approval was not given, and each time, Gavin was respectful and appreciative of my decision.  In these cases, the reasons were strictly based on qualifying parameters not being satisfied and not for any other reason that I would consider suspect.  It was clear to me, from my conversations with Gavin, that he was not interested in doing “bad business”. 

                In my experience, I have always enjoyed working with Gavin.  His knowledge of the mortgage industry is very comprehensive.  His integrity has never been a matter of question.  I would welcome the opportunity to re-establish a broker relationship with Gavin Ekstrom here in Utah.

                Should any further information be needed, please do not hesitate to contact me at (801) 599-5521.

 

Sincerely

Leslie A. Kleczek

 

As for Gavin Ekstrom - I experienced a very professional transaction with him.  He was friendly, thorough and interested in helping me achieve the best I could achieve for my situation.  He never made me feel rushed or dismissed, he always made me feel as if he truly wanted to help me with my real estate transaction.  I would most definitely recommend him to other people and look forward to working with him again if the opportunity  arises.  Gavin offers professionalism and experience to the real estate and mortgage industry.
Thank you.
Jan Walker
3298 South Oneida Way
Denver, CO 80224
505-980-6678  
To Whom it may concern;

I've been a licensed Realtor in the State of Utah Since 1994. I meet Gavin Ekstrom a year after obtaining my license as he was working as an assistant for a mortgage broker here in Salt Lake City. I realized that Gavin had a great
work ethic and took his job seriously. After a year of working with the
mortgage company and realizing they did deliver the same customer service
my clients deserved, I looked else where for better service. I know that
Gavin also left for a better position as well. Before long Gavin had
started his own mortgage company and we occasionally worked on transaction together. Gavin was always prompt, responsive, and ethical and was well known and respected in the industry.

Sincerely,

Spencer Passey, ABR
RE/MAX Associates

From: Michael D Arnold

           12079 East Archer PL Apt 418

           Aurora, CO. 80012

            720-879-3253    

To Whom It May Concern:

           This is a letter to express my great appreciation to Gavin Ekstrom for his energetic services while securing my loan application with the VA for the first purchase of my home. Since meeting Gavin and his family, he was instrumental in the processing steps and explanation of the purchasing and loan processes breaking it down to easily be understood. He has always returned e-mails promptly and telephone calls and showed devotion to duty and job to the client. I would recommend Gavin to anyone seeking out a loan representative to purchase a home. Thank you Gavin for your professionalism and loyal dedication to duty and you honesty and sincerity. Our family extends our greatest thanks to you...

  

Regards,

Michael D Arnold

Mr, Gavin Ekstrom   City Wide Home Loans    Today I wanted to let you know that working with for the past 3 years or so, has always been a very positive experience.  Especially in today’s changing markets, I greatly appreciate a Mortgage Broker that is knowledgeable about current changes, understands the process of developing an appraisal and honors the high standards today’s appraisers must adhere to. I also wanted to thank you for never trying to influence me, the appraiser in any way in the past. This only shows that having an honest and ethical client like you is a big asset for Delta Appraisals. It has been a pleasure to work with you in the past and I am looking forward to continue our business relationship in the future.  Best regards, 
Elmar BarothCertified Residential Appraiser

 

 

To whom it may concern,
 
I would like to take the opportunity to express my appreciation and gratitude for Gavin Ekstrom and the work that he put into helping me purchase my dream home. I worked with Gavin last year to purchase my new home. Gavin worked effortlessly to make sure my closing happened as quickly as possible. He went above and beyond to make sure that I received the best interest rate and created a deal that was right for me. Gavin was extremely professional and walked me through every part of the process. I would highly recommend Gavin for any of your loan needs. He will work very hard to make sure you are happy and feel comfortable about your new home. Gavin is a true professional and is the kind of person that will work for you in the most ethical and professional environment.
 
Sincerely, Amy Rubin
(303)246-6229

 

 

HI GAVIN EKSTROM
 
Saul and I were very satisfied with your service and attention to detail.  you made us feel very comfortable while going through the long process of getting a loan for a home.  You took the time to explain everything and were patient when i had to translate for my husband, so he understood everything.
 
thank you again for you time and help
 
sincerely
Saul and Mary Ferrel

 

 

Hello Gavin Ekstrom,

 

Gavin you were extremly helpful to us during our homebuing process. All of our questions were answered quickly and thoughly. Our closing went very smooth because you prepared us for everything well in advance. We were verly glad to have you as our lender. We will also continue to refer anyone we know to you!

 

Your the best!

 

James Hopson

 

 

THANK YOU for all of your AWESOME assistance during our loan process. You went the extra mile on this one. We love our new home and this is because of you!

 

Julie and harry Radcliff

 

Gavin Ekstrom,

 

I was sitting here in "MY" living room and I wanted to let you know how instrumental you were in this process.

I really do not think I would have ever left my last apartment where I rented for 7 years if you did not educate me the way you did throughout this process.

If you recall, I was already working with a lender when I had met you. However you advised me to get a second opinion. I am thankful that I did.

Your integrity, honesty, knowledge and COMMUNICATION made this a wonderful experience and I thank you!

I also want to invite you to my house warming party. I am going to introduce you to my neighbors, coworkers and friends!

See you there!

Jerome Johnson
Boulder CO
303-447-0012

 

 

I have several more available that I would be happy to share just ask!


 

 


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